Go to main content Integra First Federal Credit Union

Rates 

Loan Rates

IFFCU NMLS #463781          IFFCU Employee/NMLS # List

For mortgage rates, please contact one of our experienced mortgage loan officers.

Vehicle Loans
Effective Date: Tuesday, December 11th, 2018
APR* AS LOW ASMaximum Term
New Titled Vehicles
  3.60% 84 Months
Used Titled Vehicles
1-3 Years Old 4.00% 72 Months
4-6 Years Old 5.00% 60 Months
Over 6 Years Old 6.25% 48 Months
*APR=Annual Percentage Rate. Rates and terms are subject to change and based on credit score.
Programs, rates, terms and conditions are subject to change without to notice.
Titled Vehicle Sample Payment: $10,000.00 at 5.00% for 60 mo. = $188.71 monthly payment

Recreational Vehicle Loans
Effective Date: Tuesday, December 11th, 2018
APR* AS LOW ASMaximum Term
Recreational Titled Vehicles: Motorhomes, Travel Trailer Campers, Boats etc.
New 4.60% 120 Months (for loans +$25,000.00) 84 months (for loans - $25,000.00)
1-3 Years Old 5.00% 96 Months (for loans + $25,000.00) 84 months (for loans - $25,000.00)
4-6 Years Old 6.00% 60 Months
Over 6 Years Old 7.10% 48 Months
Titled Recreational, such as: ATV's, UTV's, etc.
New 3.75% 60 Months
1-2 Years Old 4.50% 48 Months
*APR=Annual Percentage Rate. Rates and terms are subject to change and based on credit score.
Untitled Recreational Vehicles - Secured Loans (UCC Filed)
1 yr & Newer 4.75% 60 Months
2 yrs & Older 5.50% 48 Months
Programs, rates, terms and conditions are subject to change without to notice.
Titled Recreational Vehicle Sample Payment: $20,000.00 at 3.75% for 60 mo. = $366.08 monthly payment.

Home Equity Loans
Effective Date: Tuesday, December 11th, 2018
*********
For more information regarding our HELOC product, contact one of our mortgage loan officers.
Programs, rates, terms and conditions are subject to change without to notice.

Unsecured Loans
Effective Date: Tuesday, December 11th, 2018
APR*Maximum Term (Up to 48 Months)
7.85% Up to $5,000.00
9.85% $5,001.00 to $10,000.00
11.85% $10,001.00 to $15,000.00

*APR=Annual Percentage Rate. Rates and terms. are subject to change & based on credit score.

Unsecured Loan Sample Payment: $10,000.00 at 9.85% for 36 mo. = $321.94 monthly payment

Term Certificate/Share Secured Loans - Sample Payment: $10,000.00 at 4% for 60 mo. = $184.17 monthly payment
4.00% 60 Months
Single Payment Loans - Sample Payment: $1,000.00 at 12.25% for 90 days = $1030.21 one payment
12.25% 90 Days
Programs, rates, terms and conditions are subject to change without to notice.

Savings Rates

Savings Accounts
Effective Date: Tuesday, December 11th, 2018
RATEAPY*Minimum Balance
Regular Savings Accounts .15% .15% $10
Christmas Club Accounts .15% .15%  
Vacation Club Accounts .15% .15%  
Roth, Educational & Traditional IRA Accounts .85% .85% $10
*APY = Annual Percentage Yield.
All accounts will have dividends calculated on the daily balance. All rates subject to change without notice.

Money Market Accounts
Effective Date: Tuesday, December 11th, 2018
Minimum BalanceRATESAPY*
$500.00 - $9,999.99 .50% .50%
$10,000.00 - $24,999.99 .55% 55%
$25,000.00 - $49,999.99 .70% .70%
$50,000.00 and Over .85% .85%
*APY = Annual Percentage Yield.

Term Certificate Accounts
Effective Date: Tuesday, December 11th, 2018
TermRATESAPY*Minimum Balance
6 Months .25% .25% $2,500
1 Year .35% .35% $500
2 Year .65% .65% $500
3 Year 1.10% 1.11% $500
4 Year 1.30 1.31% $500
5 Year 1.60% 1.61% $10,000
*APY = Annual Percentage Yield.
All certificate accounts will have dividends compounded monthly and paid monthly. All accounts will have dividends calculated on the daily balance.
24 Month Term Cert. Acct. Special Offer for maturing Term Certificates. Min. Deposit $2500.00, 2.00%, APY 2.108%. 48 Month Term Cert Acct Special Offer for maturing Term Certificates. Min Deposit $2500.00, 2.722%, APY 2.75%.
A penalty will or may be imposed for early withdrawal.

 

Go to main navigation