Mortgages From Integra First Federal Credit Union
Apply for a loan online from the comfort of your home or reach out to an experienced mortgage lender to discuss options that fit you. Get in touch with an officer in our Menominee, Powers or Stephenson locations by stopping by in-person, emailing mortgageloans@integrafirstfcu.com, or calling 1-833-MYINTEGRA (694-6834).
To apply online, simply navigate to our application below using the link and click the green “Apply” button on the following page. Browse our rates and loan options to find the best fit.
Programs, rates, terms and conditions are subject to change without prior notice.
APPLY HERE: Online Mortgage Application
IFFCU NMLS #463781
30-Year Fixed-Rate Mortgages
Rest easy knowing your rate won’t change with our 30-year fixed-rate mortgage. You will also like this loan for its predictable, affordable payment each month. Stretching out the payments over 30 years gives you the flexibility when money is tight.
Rural Development Mortgage
You don’t have to be a first-time homebuyer to qualify for a Rural Development loan. These 30-year fixed-rate mortgages don’t require a down payment, which might make them a good option for home ownership.
HomeReady Mortgage (Fannie Mae)
Our HomeReady Loan requires as little as 3% down and is only available to first-time homebuyers. The terms can range from 10 to 15, 20 and 30 years.
Fixed-Rate Home Equity Line of Credit (HELOC)
A fixed-rate HELOC combines features of a home equity loan (a fixed interest rate) and a home equity line of credit (the ability to borrow, repay, and borrow more during your draw period).
With a fixed-rate HELOC, you will know upfront what your interest rate will be after the draw period ends, removing the uncertainty that comes with a variable-rate loan or credit card.
Other Fixed-Rate Mortgages (10,15,20)
Why choose a shorter-term mortgage? The payments may be higher, but the loan ends up costing less in the long run because it reduces your interest costs.
Balloon Mortgages
Do you have a 20% downpayment for your home? A balloon loan could be a good option. These loans are open to anyone with 20% down or equity. These loans are ideal for homeowners that may not be in their forever home. Visit our rate sheet to explore the options with our balloon mortgages.
Land Loans
Looking for a recreational loan (hunting waterfront property) or land to build? We can help. These loans require a 20% downpayment, with flexible terms. See our rates labeled “Integra” on our rate sheet.
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