Auto Loan Special
Need some breathing room? Take advantage of rates as low as 3.99% APR*, now until March 31!
You'll have the piece of mind, with an affordable loan payment, plus the ability to take advantage of Skip-a-Pay if your year gets a little hectic. Apply online or call us to get started.
*APR = Annual Percentage Rate. Rates as low as 3.99% APR available to qualified borrowers with approved credit. Rate and terms are based on creditworthiness, underwriting criteria, and vehicle qualifications and are subject to change without notice. The monthly payment for an auto loan of $10,000 at 3.99% APR for 60 months would be $184.12. Skip-a-Pay subject to eligibility; $25 fee per skipped payment. Two Skip-a-Pays allowed per year. Loans must be open at least six months to qualify. Skipped payments extend the loan term and may result in additional interest and a higher final payment on loans with Life and Disability insurance. Minimum credit score 680. Model years 2020–2026. New money or minimum of $5,000 new money on a current Integra First auto loan. Auto loans only. The 0.50% discount for an active checking account does not apply to the 3.99% APR auto loan special running 2/1-26-3/31/26. Insured by NCUA.
76th Annual Membership Meeting
Thank you to all who participated in our 2025 annual meeting! You can find our booklet below:
Exciting News: Youth Accounts are Here!
We’re making it easier (and more fun) for our younger members to start managing their money! Members ages 10 to 16 years old can open a checking account with a debit card, along with the required minimum of $5 in their savings account.
We will even deposit $15 in the checking and $5 in their savings (a total of $20), to help them get started.
To keep things safe, debit cards will have a daily transaction limit of $200 until the member reaches 16 years old.
A parent or guardian will need to be present at the account opening - please bring the social security number for the youth and parent. The parent or guardian also needs a photo ID and a birth certificate of the minor.
Visit any of our three branches to open a youth account.
Integra First Federal Credit Union is a full-service financial institution serving select counties in Michigan’s Upper Peninsula and Northeast Wisconsin.