

Enjoy more rewards than you thought could ever exist.
Almost everyone knows that a Visa credit card offers maximum purchasing power online and at merchants worldwide. But the Integra First Rewards Visa also offers valuable perks every time you turn around. There's a money-saving rate. And free ID theft protection. Plus a generous points program that's your ticket to brand-name merch, travel services, and other cool stuff.
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No annual fee
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Rates as low as 6.90% APR*
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Earn points for each purchase and redeem rewards at ScoreCard Rewards
- Access to account activity through eZCard
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Make payments in person or online through Digital Banking
*APR = Annual Percentage Rate. The APR is the credit union’s current rate as of Feb. 20, 2026. No annual fee. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Call us at 833-694-6834 for current rates, terms, and conditions.
Integra First Federal Credit Union is a full-service financial institution serving select counties in Michigan’s Upper Peninsula and Northeast Wisconsin.