Integra Cash Holiday Loan 2026

The holidays don't care about your bills.

Our Integra Cash Holiday Loan can help you keep up with your Christmas list - and your bills - this season. With no credit check, and the ability to take out up to $2,000 instantly at a fixed rate of 9.99% APR*, it’s a no-brainer. 

  • November 9 – December 31
  • Borrow $500-$2,000*
  • Rate: Fixed rate of 9.99% APR*
  • Loan payback term of 12 months
  • $20 origination fee on approved loans
  • Must be an Integra First member for six months
  • Must have direct deposit

How to apply 

  1. Log on to the Integra First mobile app. 
  2. Click on the menu in the left hand corner. 
  3. Navigate to "Integra Cash" in the menu, and get instant cash! 










*APR = Annual Percentage Rate. Offer valid from 11/9/26 – 12/31/26. Term of up to 12 months. $20 origination fee.  All loan programs, rates, terms and conditions are subject to change at any time without notice.