Integra Cash Holiday Loan

Broke for the holidays?

Not anymore. Our Integra Cash Holiday Loan can help you get over the hump of buying presents this busy holiday season. With no credit check, and the ability to take out up to $2,000* instantly at a fixed rate of 6.99% APR*, it’s a no-brainer. 

  • November 24 – December 31
  • Borrow up to $2,000*
  • Rate: Fixed rate of 6.99% APR*
  • Loan payback term of 12 months
  • No loan application fee
  • Must be an Integra First member for six months
  • Must have direct deposit

How to apply 

  1. Log on to the Integra First mobile app
  2. Click on the menu in the left hand corner. 
  3. Navigate to "Integra Cash" in the menu, and get instant cash! 










*APR = Annual Percentage Rate. Offer valid from 11/24/25 - 12/31/25. Integra Cash Holiday loan amounts from $300 up to $2,000. Term of up to 12 months. The monthly payment for an unsecured loan amount of $2,000 at 6.99% APR for a 12-month term would be $173.04. Additional restrictions may apply. The rate may vary depending on each individuals’ factors. Members must have direct deposit and have membership history of six months. All loan programs, rates, terms and conditions are subject to change at any time without notice. Insured by NCUA.