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Mortgage Loans

Purchase or Refinance your Dream Home with IFFCU. Home ownership has many benefits, but the road to buying a home or refinancing your existing mortgage is sometimes complicated and overwhelming. Visit us first, and we can discuss the options available to you. Start building equity in your own home. We offer a wide range of home mortgage loans to fit your financial situation. Our goal is to get you into the home of your dreams for the least cost and amount of red tape.

That's why we offer competitive rates and flexible terms to ensure affordable payment plans. Contact Us today to discuss your options. Our experienced lenders are familiar with the real estate market and can customize a loan to your particular housing needs.

  • Wide range of home mortgage loans available
  • Competitive rates and flexible terms
  • Affordable payment plans to fit most budgets
  • Competitive closing costs
  • Attentive personal service, from application to closing

Programs, rates, terms and conditions are subject to change without prior notice.

Types of Mortgages

HomeReady™ by Fannie Mae

Designed for creditworthy, low to moderate income borrowers with a low down payment option for home purchases.


Rural Development

Inquire with our helpful mortgage loan staff for more information.


Fixed Rate

This is the most common type of loan and is available in 10, 15, 20, and 30 year terms. A benefit is having a fixed rate throughout the length of the loan. Down payment requirement depends on loan type.



A residential mortgage from an approved lender and insured by the Federal Housing Administration. The down payment on an FHA loan usually is less than that for a conventional mortgage.



A mortgage made by an approved lender and guaranteed by the Department of Veterans Affairs, often with a low or no down payment.


Home Equity

For more information regarding our HELOC product, contact one of mortgage loan officers.


IFFCU NMLS #463781

IFFCU Employees/NMLS Numbers

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